Personal Finance

Lost Your Job? Income Smoothing Can Help

It doesn’t take much to be restructured out of a job these days. And for many families, it can be a painful time both...

The Hidden Cost of Living Large

When it comes to accumulating wealth and rating our happiness, most of us sense how we’re doing by comparing ourselves to our neighbours. But the...

Book Value: What Canada’s Finance Experts are Reading

If you look at my bedside table right now you’ll find King William’s Tontines, by Moshe Milevsky, a book about a slightly macabre financing scheme invented...

Investment Secrets From High-Net-Worth Investors

I was hired by a private bank to conduct a workshop on financial basics for their affluent clients. One of the subjects I always...

Tips for How to Spring Clean Your Finances

We all do it. We accumulate financial papers all year long, put them aside in a pile in the corner of the kitchen or...

5 Little Tricks to Improving Your Credit Score

In today’s nearly cashless society, I fear that the upcoming societal outcasts (financially speaking) will be those with poor credit. Today, one can’t travel,...

Cruise Control: What’s Your Spending Style?

As a kid, every Friday my brother and I got a 25-cent allowance. As soon as the quarter landed in my palm, I flew...

4 Big Money Traps Everyone Needs to Avoid

Confession: Number crunching turns me on. I know that for most normal people doing calculations is the mental equivalent of nails on a chalkboard....

Fee Transparency Never Looked So Good

At the Met Gala, an annual fundraiser for the Metropolitan Museum’s Costume Institute in New York, and the ne plus ultra of society events,...