Personal Finance

Point(s) Taken

Odds are, your wallet or smartphone is bursting with them: Loyalty cards — those promises of free groceries, travel and other bonuses. But are they...

Card Sharp: Cool Credit Card Perks

Today, a bonanza of credit cards with competitive features and rewards has increased our expectations for cards that suit our personal lifestyle preferences. “Hey...

The Truth About Long-Term Care Insurance

Everything is going great—until it isn’t. We focus on how long we think we’ll live and the amount of money we’ll need to fund...

Lost Your Job? Income Smoothing Can Help

It doesn’t take much to be restructured out of a job these days. And for many families, it can be a painful time both...

The Hidden Cost of Living Large

When it comes to accumulating wealth and rating our happiness, most of us sense how we’re doing by comparing ourselves to our neighbours. But the...

Book Value: What Canada’s Finance Experts are Reading

If you look at my bedside table right now you’ll find King William’s Tontines, by Moshe Milevsky, a book about a slightly macabre financing scheme invented...

Investment Secrets From High-Net-Worth Investors

I was hired by a private bank to conduct a workshop on financial basics for their affluent clients. One of the subjects I always...

Tips for How to Spring Clean Your Finances

We all do it. We accumulate financial papers all year long, put them aside in a pile in the corner of the kitchen or...

5 Little Tricks to Improving Your Credit Score

In today’s nearly cashless society, I fear that the upcoming societal outcasts (financially speaking) will be those with poor credit. Today, one can’t travel,...